Experian to Discontinue Consumer Access to FICO Score

Currently as a consumer you can obtain your FICO® scores from all three major credit bureaus (Experian, Equifax and TransUnion). These are the credit scores lenders use to make credit decisions.

However, effective February 14th, Experian will no longer allow consumers to view their FICO scores based upon Experian data. While a majority of lenders will continue to use Experian-based FICO scores to make decisions about credit worthiness, these credit scores will not be available to consumers except for those enrolled in select Fair Isaac Scores on Statements® programs. FICO scores from Equifax and TransUnion will continue to be available.

If you’re concerned about the fact that consumers will no longer be able to see or manage the credit scores Experian is selling to lenders, I encourage you to contact Experian directly.